Erin Stumpf, MPPA
I am a California Real Estate Broker, DRE License #01706589. Licensed since 2005. Broker Associate with Coldwell Banker Realty in Sacramento. Top producer, ranked in the Top 2% of all individual Coldwell Banker agents worldwide in 2022. Between my own seller client listings, and the listings of other agents where they contracted with me solely to negotiate the short sale side of the equation -- I have closed well over 100 of these highly complex transactions. During the years of the Great Recession, the majority of my transactions were short sales. Email me at erin@erinstumpf.com or call/text at 916-342-1372.
What is a Short Sale?
A short sale is a type of real estate transaction needed where the home owner lacks enough equity to sell the property and pay off the all of the loans, liens, and costs of sale. In a short sale we negotiate with the mortgage company and other lienholders to lower the overall payoff(s) and accept less than the amount owed to satisfy the debts. For example, if the property is worth $500,000, however the owner has a mortgage for $550,000 the owner would not be able to sell the home and pay off the mortgage with the proceeds of the sale. Typically a seller pays zero dollars into the transaction in order to sell the property.
My Work
Apart from Short Sales, I engage in other types of real estate transactions too.
I most definitely help regular homeowners with equity to sell their homes for top dollar too.
I help those who have inherited property and need assistance navigating the Probate or Trust Estate process to sell property.
I help buyers looking to purchase their first, second, or 100th home or investment property.
